Summary Info Fund Name : SBI Mutual Fund Scheme Name : SBI Credit Risk Fund - Direct (IDCW-D) AMC : SBI Mutual Fund Type : Open Category : Income Funds Launch Date : 01-Jan-2013 Fund Manager : Lokesh Mallya Net Assets:(Rs cr) 2185.54

NAV Details

NAV Date : 10-Sep-2026 NAV [Rs]: 17.22 Buy/Resale Price [Rs] : 0.00 Sell/Repurchase Price [Rs] : 0.00 Entry Load % : NIL Exit Load % : 3.00% - If redeemed/switched out within 12 months from the date of allotment. - FOR 8% of the investment - Nil 1.50% - If redeemed/switched out after 12 months but within 24 months from the date of allotment. - For 8% of the investment - Nil 0.75% - If redeemed/switched out after 24 months but within 36 months from the date of allotment. - For 8% of the investment - Nil NIL - If redeemed/switched out after 36 months from the date of allotment.

NAV Chart

1 Week 1 Month 3 Months 6 Months 1 Year 3 Years 5 Years Since Inception

Latest Payouts

Dividends Bonus Ratio 0.05442518 % NA Date 09-Mar-2020 NA

Investment Details
Tax benefits :	NA
Min. Investment(Rs) :	10000
Increm.Investment(Rs) :	1000

Performance(%)	Date : 09-Sep-2026
1 Week 1 Month 3 Month 6 Month 1 Year 3 Year 5 Year Since Inception Scheme Return 0.26 0.76 2.98 5.20 8.73 8.72 7.75 8.73 Category Avg 0.22 0.09 1.70 3.07 5.53 7.21 6.42 6.83 Category Best 0.61 0.76 18.98 19.68 73.98 30.68 27.81 24.59 Category Worst -2.35 -2.83 -10.69 -9.12 -22.71 -4.80 -0.82 0.01

Asset Allocation

Bar Chart Pie Chart 3D Bar Chart 3D Pie Chart

Sector Allocation

Bar Chart Pie Chart 3D Bar Chart 3D Pie Chart

Holdings

31-Aug-2026

Company Name Sector Market Value No. Of Shares Hold     Rs Cr.   % Lodha Developers Debt Others 100.03 10000 4.58 Renew Solar Ener Debt Others 100.05 11000 4.58 N J Indiainvest Debt Others 99.13 10000 4.54 Tata Projects Debt Others 99.18 10000 4.54 Godrej Seeds & G Debt Others 98.80 10000 4.52 H.G. Infra Engg. Debt Others 98.77 10000 4.52 ERIS Lifescience Debt Others 85.18 8500 3.89 RenServ Global Debt Others 80.07 8000 3.66 A B Renewables Debt Others 75.12 7500 3.44 Motilal Osw.Home Debt Others 75.08 7500 3.44 Kogta Financial Debt Others 64.49 6500 2.95 GMR Airports Debt Others 63.97 6000 2.93 Gaursons India Debt Others 59.87 6000 2.74 Avanse Fin. Ser. Debt Others 59.73 6000 2.73 S I D B I Debt Others 54.31 5500 2.49 A B Real Estate Debt Others 50.19 5000 2.30 Kotak Mahindra P Debt Others 25.01 2500 1.14 Indostar Capital Debt Others 25.02 2500 1.14 Yes Bank Debt Others 20.00 200 0.91 India Infra Fin Debt Others 19.76 2000 0.90 Sheela Foam Debt Others 18.76 1875 0.86 M T N L Debt Others 14.83 150 0.68 JTPM Metal Trade Debt Others 97.02 9000 4.44 JSW Kalinga Stee Debt Others 77.60 7500 3.55 KARNATAKA 2036 Govt. Securities 49.45 5000000 2.26 Bihar 2041 Govt. Securities 44.82 4500000 2.05 GSEC2040 6.68 Govt. Securities 28.96 3000000 1.33 Tamil Nadu 2036 Govt. Securities 25.17 2500000 1.15 Uttar Pradesh 2036 Govt. Securities 22.12 2205600 1.01 Maharashtra 2034 Govt. Securities 5.17 514800 0.24 Rajasthan 2036 Govt. Securities 4.99 500000 0.23 TBILL-364D T Bills 48.89 5000000 2.24 TREPS Debt Others 41.47 0 1.90 Avanse Fin. Ser. Debt Others 49.97 1000 2.29 Net CA & Others Debt Others 77.78 0 3.55 CDMDF-A2 Debt Others 8.48 7083 0.39 RaajMarg Infra Debt Others 70.64 5814694 3.23 Indus Inf. Trust Debt Others 55.94 4191522 2.56 Cube Highways Debt Others 53.39 3400000 2.44 Vertis Infra. Debt Others 21.95 1900000 1.00 Capital Infra Debt Others 14.39 1870610 0.66

Statistical Ratios

What is Beta ? Beta is a measure of the volatility of the portfolio to that of the index. In simple words it shows the movement of the portfolio in comparison. The Higher the Beta, higher the volatility of the scheme to the index. If its greater than1 , then the portfolio is highly volatile to the movemnts in the index. If the beta is lesser than 1 , then scheme is less volatile to the index and beta which is close to 1 implies that the scheme is closely following the index. Beta [%]* SD [%]* Sharpe Ratio [%]* Jensons Alpha [%]* ER [%]* 0.0306 0.3212 2.7523 3.0199 0.5678