Summary Info Fund Name : Kotak Mahindra Mutual Fund Scheme Name : Kotak Banking and PSU Debt Fund - Direct (IDCW) AMC : Kotak Mahindra Mutual Fund Type : Open Category : Income Funds Launch Date : 01-Jan-2013 Fund Manager : Deepak Agrawal Net Assets:(Rs cr) 4936.81

NAV Details

NAV Date : 10-Sep-2026 NAV [Rs]: 10.24 Buy/Resale Price [Rs] : 0.00 Sell/Repurchase Price [Rs] : 0.00 Entry Load % : Nil Exit Load % : Nil

NAV Chart

1 Week 1 Month 3 Months 6 Months 1 Year 3 Years 5 Years Since Inception

Latest Payouts

Dividends Bonus Ratio 0.546 % NA Date 12-Aug-2026 NA

Investment Details
Tax benefits :	NA
Min. Investment(Rs) :	100
Increm.Investment(Rs) :	100

Performance(%)	Date : 09-Sep-2026
1 Week 1 Month 3 Month 6 Month 1 Year 3 Year 5 Year Since Inception Scheme Return 0.26 0.05 18.98 19.68 19.79 6.46 5.90 7.61 Category Avg 0.22 0.09 1.70 3.07 5.53 7.21 6.42 6.83 Category Best 0.61 0.76 18.98 19.68 73.98 30.68 27.81 24.59 Category Worst -2.35 -2.83 -10.69 -9.12 -22.71 -4.80 -0.82 0.01

Asset Allocation

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Sector Allocation

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Holdings

31-Aug-2026

Company Name Sector Market Value No. Of Shares Hold     Rs Cr.   % Power Fin.Corpn. Debt Others 533.17 35035 10.80 S I D B I Debt Others 496.73 50000 10.06 N A B A R D Debt Others 428.74 43000 8.69 HDFC Bank Debt Others 368.02 12200 7.45 REC Ltd Debt Others 323.87 19455 6.57 NABFID Debt Others 295.26 30000 5.98 Power Grid Corpn Debt Others 225.98 30534 4.58 ICICI Bank Debt Others 194.20 1100 3.94 SBI Debt Others 141.93 1450 2.87 I O C L Debt Others 140.29 14000 2.84 Food Corp of Ind Debt Others 124.77 1239 2.53 I R F C Debt Others 104.91 10050 2.12 E X I M Bank Debt Others 99.87 1000 2.02 Union Bank (I) Debt Others 96.44 964 1.95 Natl. Hous. Bank Debt Others 78.43 8000 1.59 M T N L Debt Others 53.09 1000 1.08 ONGC Petro Add. Debt Others 48.55 5000 0.98 GSEC2066 Govt. Securities 95.87 9500000 1.94 GSEC2065 Govt. Securities 81.70 9000000 1.65 Tamil Nadu 2036 Govt. Securities 49.67 5000000 1.01 Maharashtra 2035 Govt. Securities 38.61 3850000 0.78 Tamil Nadu 2033 7.19 Govt. Securities 34.58 3500000 0.70 Maharashtra 2033 7.18 Govt. Securities 16.46 1666667 0.33 Gujarat 2030 Govt. Securities 0.39 39400 0.01 Gujarat 2030 Govt. Securities 0.43 43900 0.01 GSEC2035 6.48 Govt. Securities 0.16 16570 0.00 TREPS Debt Others 202.60 0 4.10 Net CA & Others Debt Others 159.56 0 3.25 Canara Bank Debt Others 145.85 15000 2.95 Union Bank (I) Debt Others 145.53 15000 2.95 Bank of Baroda Debt Others 72.89 7500 1.48 Indian Bank Debt Others 71.31 7500 1.44 HDFC Bank Debt Others 48.49 5000 0.98 SBI Alternative Investment Fund Debt Others 18.43 15398 0.37

Statistical Ratios

What is Beta ? Beta is a measure of the volatility of the portfolio to that of the index. In simple words it shows the movement of the portfolio in comparison. The Higher the Beta, higher the volatility of the scheme to the index. If its greater than1 , then the portfolio is highly volatile to the movemnts in the index. If the beta is lesser than 1 , then scheme is less volatile to the index and beta which is close to 1 implies that the scheme is closely following the index. Beta [%]* SD [%]* Sharpe Ratio [%]* Jensons Alpha [%]* ER [%]* 0.0483 0.5045 0.5582 0.9087 0.1822